Client Login

Commercial and Business Lending

Commercial Real Estate Loans

  • Purchase or refinance existing commercial use or multi-family buildings.
  • Construction loans for commercial, multi-family or other non-residential purposes.
  • Modernize, renovate and improve existing buildings.
  • Develop additional sites.
  • Property Types - Most income producing properties are eligible.


      • Light Industrial Buildings, Office Buildings, Shopping Centers, Apartment Buildings.
      • Special underwriting conditions may apply to special purpose properties, such as gas stations, hotels/ motels, free standing restaurants, day cares, multi-family properties, etc.
  • Term/Amortization - Fully amortizing loan up to 25 years or a shorter term loan with a balloon note.
  • Loan to Value - As high as 80% for income producing commercial real estate.
  • Debt Coverage - At least 1.25x debt service coverage, but may vary depending on property type and loan structure.
  • Interest Rates - Fixed and floating rate pricing structures are available.

SBA Loans 7(a) and 504 Loan Programs

  • Guarantee from or participation with the US Small Business Administration.
  • Lower down payment.
  • Longer repayment period/lower monthly payments – up to 25 years for real estate and 10 years for equipment.
  • No balloon payments.
  • Up to 90% financing for qualified requests.
  • Funds can be used for real estate purchase, construction/renovations, leasehold improvements, equipment/machinery purchases, business acquisition or start-ups.


What our Clients are Saying:

quote startMid Atlantic Financial Partners are TRUE supporters of small business like us, and for that, not just the SBA, but the whole banking industry should be proud of them.

MAFP has an excellent team and we love to work with them on many more of our business needs to come.

With they’re prior SBA financing help, we employed over 130 employees in the last 4 years, and with this current loan, we add another 65 employees. As you can see, our organization is growing and your support has been instrumental in our growth. quote end
Sattar Shaik


Loan Calculator